“It is not about the amount of skill in using technology or having access to it, but about how you apply technology in your own business”, says Firoze M Zahidur Rahman, Founder and CEO of Loosely Coupled Technologies. In his words, “Everyone can use smartphone and mobile apps. There are plenty of affordable technology platforms as well. The key is effectively applying those technologies in your own business processes to give it a digital transformation and once executed properly the reward is huge.”